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One of the most challenging developments facing higher education institutions in recent years is how best to capitalize on the rapid evolution of digital technologies. As universities and colleges continue to grapple with declining enrollments, rising production costs, and growing demand for flexible and convenient learning modalities, one thing is clear: As the competition for students, faculty and researchers continues to grow, so do the stakes for investing in the appropriate digital infrastructure to support their experience.

As a young child, did you ever dream of having $1 million in the bank? I used to think that way, but my perspective changed over the years. $1 million is no longer a guarantee of financial freedom. For someone spending $200,000 a year in good health, $1 million won’t go very far during retirement. For someone else who spends $40,000 annually and has Social Security income, saving less than $1 million may be appropriate.